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Archive for 2009

Uncovering auto insurance myths

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Like a teenager eager to try a new video game, playing before reading the rules, many drivers buy insurance without really understanding what they’re buying.

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Auto Insurance Made Easy

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Understanding insurance can often be like trying to learn a foreign language. Many find it confusing and intimidating.

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New Texas Law Requires “Fire Safe” Cigarettes

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January 1 Deadline Approaches for Sale of “Fire Safe” Cigarettes in Texas

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How much life insurance do I need?

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In most cases, if you have no dependents and have enough money to pay your final expenses, you don’t need any life insurance. If you want to create an inheritance or make a charitable contribution, buy enough life insurance to achieve those goals. If you have dependents,

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Business Insurance Services

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Commercial Auto Insurance (Business Vehicle Insurance) Key Person Life Insurance Professional Liability General Liability Property Insurance _ for rental homes and businesses

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Personal Insurance Services

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Auto Home (Homeowners & Renters) Life Health Annuities Motorcycle RV Boat (Personal Watercraft) Flood Umbrella Personal Articles Floater Jewelr

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How often should I review my policy?

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You should review all of your insurance needs at least once a year. If you have a major life change, you should contact your insurance agent or company representative. The change in your life may have a significant impact on your insurance needs. Life changes may include:

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How should I organize and store my life insurance records?

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The last thing you want to happen after you die is for your beneficiaries to be unable to locate and submit a claim on your life insurance. To prevent this, you should have copies of your life insurance records in at least two places. This is to

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Do “Empty Nesters” need life insurance?

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Quite possibly. Here are 10 reasons to own life insurance after your kids have left home: 1. To meet goals If your children are in college and/or not completely financially independent, life insurance can help “finish the job.” Although you may have saved enough for tuition, the

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What is “burial insurance”?

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“Burial insurance” usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs for themselves and/or family members. It is possible to buy

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