Texas SR22 Frequently Asked Questions
How Much will it cost? Free
Never pay extra for an SR22 insurance policy when you make your requests through this site. Many insurance agencies charge extra, but our online request form removes the need for paying extra agency fees and SR22 fees.
Email Quotes are prepared by our staff during business hours and returned to you by your preferred method.
Instant Quotes are provided by our product vendor underwriters for your convenience.
How Long does it take? Instant Issue
Many of our underwriters now offer electronic service for you, When filed electronically it typically propagates state databases within 12 to 24 hours.
Where do I get one ?
Only your insurance company can truly Issue and sign your sr22 insurance certificate on your behalf. Your Insurance company may file it for you or give it to you to file yourself but only the company may Issue the certificate with the state of Texas. It is unlawful for any other entity, or 3′rd party to issue a Certificate on your behalf without your companies consent and can void your policy under fraud and forgery statutes.
What is Texas SR22 Insurance? Answer: “Texas SR22 Insurance“. is auto insurance coverage for owned or non owned cars. Generally, an SR22 results from a driver having a suspended license or driving without insurance. The Sr22 is an endorsement (addition) to your insurance policy that notifies the state of your compliance with Texas financial responsibility statutes. This is usually the result of a Traffic Ticket for driving without the minimum financial responsibility or a DWI or a DUI citation, accidents or other traffic related incidents.
Effective January 1, 2011, 30/60/25 liability or $85,000 combined single limit liability is the minimum auto liability insurance required limits indicating verifiable compliance for the state on behalf of the named insured.
How long do I have to file an SR 22
Generally sr22 filings are required for 2 to 3 years from the date of order depending on your individual case and court jurisdiction. Always check for details.
How to maintain SR22 filling free of problems.
1. Make sure your insurance agent and insurance company know of your sr22 filing requirement.
2. Keep your policy active in order to avoid your license from being re-suspended. If your policy cancels for any reason during the period, the insurance company will send the state an SR26 form notifying of your cancellation.
3. Keep your mailing address current. Without current address information, the state may mail your records to an incorrect address causing problems for you.
4. Always drive with insurance coverage. Failing to maintain insurance can result in severe financial penalties.
What if I no longer need an SR22?
Once an insurance company has filed an SR22 for you, you need to notify your company if you are no longer required by the state of Texas to carry a certificate. Even though you no longer are required to carry an SR22, state law still requires that you carry auto insurance or proof of financial responsibility.
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