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Posts Tagged ‘homeowners insurance’

Tips from Travelers Insurance to Help You Save on Auto Insurance

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Purchasing the auto insurance in Texas that is right for you can be confusing, especially for first-time buyers. By learning the basics on how to get the most for your money, you can save on your auto insurance and feel confident you have adequate coverage. TXINSURANCEPRO.COM and

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How often should I review my policy?

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There are four events that should trigger a review of your policy: 1. When your policy comes up for renewal Don’t just automatically send a check to your insurance company. Take the time to review your coverage and call your agent with any questions or concerns that

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How can I save money?

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The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and the insurance company you buy your policy from. Here are some ways to save money. Shop around Prices vary from company to company, so it

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Do I need special coverage for jewelry and other valuables?

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A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for

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How much homeowners insurance do I need?

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You need enough insurance to cover the following: The structure of your home. Your personal possessions. The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs. Your liability to others. The structure You need enough insurance to cover

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Can I get insurance if I rent my home?

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Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. While your landlord may be sympathetic to a burglary you have experienced or a fire caused by your iron, destruction or loss of your possessions is not

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Can I own a home without homeowners insurance?

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Unlike driving a car, you can legally own a home without homeowners insurance. But, if you have bought your home and financed the purchase with a mortgage, your lender will most likely require you to get homeowners insurance coverage. That’s because lenders need to protect their investment

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Does my homeowners insurance cover flooding?

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Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program – NFIP (888-379-9531) and from a few private insurers. The NFIP provides coverage for up to $250,000 for

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What is in a standard homeowners insurance policy?

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A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or

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What is homeowners insurance?

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Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and

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