New Gear? Updated your Motorcycle Insurance Policy.
If your Texas motorcycle insurance policy does not cover customized gear, TXINSURANCEPRO can help you. We have motorcycle insurance companies like Safeco and Progressive that cover up to $3000 in custom parts and equipment – but you have to make sure each piece of equipment is listed on your policy. Any time you buy new leathers or safety equipment or customize your bike, update our service representatives before you head out on the highway.
Nine out of 10 motorcycle accidents involve untrained riders.
When you’re controlling this much force, it’s essential to have complete command of your motorcycle. More than 90 percent of riders involved in accidents haven’t taken a formal motorcycle driver course.
Know your bike’s capabilities – how it performs in a curve or on slick roads and how quickly it can safely stop. Errors like over braking, driving too fast or under cornering are major factors in many solo accidents.
Riders who attend the Motorcycle Safety Foundation’s safe riding courses or are active in one of many approved groups that promote safe riding can get discounts on their Texas motorcycle insurance policy. Do both, and you can reduce your payment by 10 percent or more.
In a crash, the SUV always wins.
When cars and motorcycles collide, it’s usually because the driver of the car failed to see the motorcycle driver. With more SUVs on the road, it’s even more critical to take extra steps to become more visible. Use your headlamps – both night and day – and wear yellow, red or orange jackets to make yourself easy to see. Make a point of positioning your motorcycle in your lane for visibility.
Remember: Ride Sober.
Driving impaired is more deadly for bikers than other drivers. In fact more than half of all motorcycle deaths occur when the rider has been drinking.
You’re never too old to wear a helmet.
A motorcycle rider not wearing a helmet is five times more likely to sustain a critical head injury in a crash. Buy a full-face helmet for the best protection for your head and eyes. Wear other protective gear as well: heavy leather or synthetic gloves, long pants and jacket and over the ankle leather boots.
This advice applies to all riders – not just teenagers learning to ride. Today, more than 44 percent of all fatal motorcycle accidents involve riders in their 40s. That’s three times higher than a decade ago.