As an insurance agency, we believe finding a good deal on commercial auto insurance is more than just getting the lowest rates. It’s also about finding the best coverage to suit your business and protect things you work hard for.
As an informed consumer, you will enjoy peace of mind knowing that you are making better, more informed decisions so that you and your business is well protected. Here are a few expert tips courtesy of TXINSURANCEPRO.COM to help you find the right coverage, company, and price:
1. Check your company’s claims reputation. Face it, if you use your vehicle business, then time is money. Make sure you find a company that has experience handling commercial vehicle claims.
2. Look for discounts Before you start your policy, ask about additional discounts. This information could help you save a lot of money. If you’ve carried increased coverage in the past, you may qualify for additional discounts or if your drivers have good driving records.
3. Keep your insurance current. Providing prior insurance is extremely important. Providing a copy of your current and prior insurance policy can save you tons of money. If you allow your insurance to lapse, you will most certainly pay more for your next policy.
4. Hire Drivers with Good Driving Records. It is always a good practice to hire safe drivers so that you can keep your rates low.
5. Keep your Equipment Updated: By updating your specialty equipment on your policy. Always keep your insurance agent and company up to date regarding any equipment changes. By doing this, you avoid surprises at the time of an insurance claim.
6. Look for companies with online policy management features. Again, time is money. If you can manage your policy on the internet or your smartphone, you can save tons of time if you need to make changes or file a claim.