Are you a newlywed? Now that you are married, you have to share everything including the bills and other financial obligations. When is it a good time to talk about life insurance? Should you wait until you have kids? No! What if you die tomorrow? Even with the surviving spouse’s income, you still have credit card bills, car notes, utility bills. Also many companies will want to wait to issue policies on a woman if she is pregnant. So in that case it is best to get life insurance before mom gets pregnant. Life insurance is for the one’s you leave behind. Ensure their futures. Insure your love.